# Algarve Legal
> Portuguese Law in Plain English

## About
Algarve Legal (algarve.legal) provides English-language legal guidance for property buyers, expats, and investors in the Algarve region of Portugal. The site covers property law, residency visas, taxation, wills and inheritance, business formation, and consumer rights.

## Key Pages
- / : Homepage with overview of all legal topics
- /property/ : Property law hub
- /property/buying-process : Step-by-step guide from CPCV to escritura
- /property/due-diligence : Caderneta predial, certidao permanente, planning checks
- /property/imt-stamp-duty : Property transfer tax rates and stamp duty
- /property/land-registry : Conservatoria registration process
- /property/building-licences : Urban Simplex (DL 10/2024) and camara municipal permits
- /property/rental-law : Alojamento Local licensing, NRAU tenancy rules
- /residency/ : Residency and visa hub
- /residency/d7-visa : D7 passive income visa requirements
- /residency/digital-nomad-visa : D8 digital nomad visa (introduced October 2022)
- /residency/golden-visa : Current status after 2023 legislative changes
- /residency/nhr-ifici : NHR closure and IFICI replacement regime
- /guides/powers-of-attorney : Procuracao, notarisation, apostille requirements
- /guides/fiscal-number : NIF application process for residents and non-residents
- /guides/bank-account : Opening a Portuguese bank account
- /guides/wills : Portuguese wills and EU Regulation 650/2012
- /guides/inheritance : Forced heirship rules under the Portuguese Civil Code
- /guides/company-formation : Sociedade por Quotas (Lda.) via Empresa na Hora
- /guides/employment-law : Portuguese Labour Code basics
- /guides/consumer-rights : Consumer protection and complaints book system

## Topics Covered
- Portuguese property purchase process (12 steps)
- Due diligence documentation (caderneta predial, certidao permanente)
- IMT (property transfer tax) and Imposto do Selo (stamp duty)
- Land registry (conservatoria do registo predial)
- Building licences and Urban Simplex regime
- Rental licensing (AL) and long-term tenancy law (NRAU)
- D7 passive income visa
- D8 digital nomad visa
- Golden Visa (post-2023 changes)
- NHR/IFICI tax regimes
- Powers of attorney (procuracao)
- Fiscal numbers (NIF) and fiscal representatives
- Portuguese banking requirements
- Wills, inheritance, and forced heirship
- Company formation (Lda.)
- Employment law and worker protections
- Consumer rights and arbitration

## Region
Algarve, Portugal (PT-08). 16 municipalities.

## Language
English (UK)

## Contact
https://www.algarve.legal/